What is FEE-HELP?

FEE-HELP is a student loan scheme that is funded by the Commonwealth Government to assist eligible students to pay for all or part of their tuition fees. Currently it is available to students studying in the Bachelor of Traditional Chinese Medicine at SITCM. FEE-HELP loans are not subject to income/assets tests or age restrictions.

For more information, please visit the Study Assist website:

Am I eligible for FEE-HELP assistance?

You are eligible for FEE-HELP assistance for a unit of study if you:

  • Are an Australian citizen or the holder of a permanent humanitarian visa AND you must be resident in Australia for the duration of your unit,
  • Have an tax file number (TFN) or or supply a Certificate of application for a TFN, and
  • Have not exceeded the FEE-HELP limit.

What does FEE-HELP cover?

FEE-HELP can cover all or part of your tuition fees, i.e. you can choose to apply it to all or part of your unit of study debt. FEE-HELP provides a loan for tuition fees only, and does not cover additional text books, equipment, travel, tools, accommodation or general living expenses.

Other incidental charges apply to the following services provided by SITCM. These include:

  • Printed copies of record books, work books, handouts, module books or other printed matter issued as part of the Training Material that are available online, or are lost or misplaced – $0.20 is charged per single sided print (b&w).
  • Copies of Academic Transcript (Where first copy provided free of charge) $20.00.
  • Copies of Formal Qualifications (Where first copy provided free of charge) $50.00.
  • Student ID Card (Where first copy provided free of charge) $20.00
    Late Enrolment Fee: If a student enrols in a Unit of Study on or after the Start Date and prior to the Census Date, a late enrolment fee of 3% of tuition fee applies to the Unit of Study. The late enrolment fee cannot be deferred to FEE-HELP.

How do I pay back the loan?

You start repaying your accumulated HELP debt through the Australian Taxation Office when your income is above the minimum threshold for compulsory repayment.

When do I need to apply?

To apply, a Request for FEE-HELP Assistance form must be lodged before the Census Date. However if the form is lodged after the Start Date a Late Enrolment Fee of 3% of tuition fee will be charged per Unit of Study. This fee cannot be deferred to FEE-HELP.

How do I apply?

To apply for FEE-HELP, please:


Fair treatment and equal opportunity procedures

SITCM will will treat fairly all of its students and persons seeking to enrol with SITCM through all its policies and procedures.

View the Fair Treatment and EBO Procedure

Student Review Procedures (for re-crediting a FEE-HELP Balance)

SITCM implements these procedures in reviewing decisions made in relation to re-crediting a student

View the Student Review Procedures

Personal Information Procedures

SITCM complies with the Information Privacy Principles as set out in section 14 of the Commonwealth Privacy Act 1988 when dealing with personal information collected in relation to FEE-HELP and VET FEE-HELP assistance.

View the Personal Information Procedures

Statement of Tuition Assurance

SITCM has met the tuition assurance requirements as specified in the Provider Guidelines through its current membership of the Australian Council for Private Education and Training (ACPET) ASTAS.

View the Statement of Tuition Assurance for Higher Education Courses